Introduced as a budgetary measure by the Government of Mauritius in 2022, the Zero Interest Medical Loan Scheme allows citizens who wish to undergo treatment in private hospitals/clinics in Mauritius to take a loan free from interest.


  • The minimum loan amount is MUR 50,000 and the maximum is MUR 1 million.
  • Repayment is up to 7 years (84 months inclusive of the moratorium period of 12 months on capital).
  • The interest rate payable by the borrower under this scheme is zero (0) % per annum.


  • This scheme applies to households (husband and wife jointly or single parent), whose total gross income does not exceed Rs 200,000/- per month, and who choose to undergo treatment in a licensed private hospital.
  • Any Mauritian Citizen residing in Mauritius for at least six months prior to the treatment.
  • The scheme is open to MauBank and Non-MauBank customers.

List of Private clinics/hospitals registered under this scheme

  • Nouvelle Clinique du Bon Pasteur Ltée

  • La Clinique Mauricienne

  • Chisty Shifa Clinic

  • Clinique Ferrière de Bon Secours

  • C Care Wellkin

  • C Care Darné

Documents needed to apply for the loan

  • Identity Card of borrower and beneficiary
  • Recent proof of address not more than 3 months of borrower and beneficiary
  • Birth Certificate of borrower

Treatments not covered under this scheme

  • Cosmetic surgery
  • Hair transplantation
  • Liposuction and any other diseases as may be approved by the Ministry of Health and Wellness and Association of Private Clinics

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